This course provides a comprehensive foundation in the principles, processes, and analytical tools that guide effective personal financial management. Topics include budgeting and cash flow planning, investment fundamentals, retirement strategies, insurance and risk management, tax considerations, and estate planning basics. Students learn how to assess financial goals, evaluate personal and household financial statements, understand risk tolerance, and integrate key financial planning components into cohesive strategies. By the end of the course, students will have a solid grounding in the financial planning discipline and be prepared to build more advanced competencies in advising, analysis, and long‑term financial decision making. Credits: 4